Is Pet Insurance Worth It For Indoor Cat Reddit

Your options are a bit more.

Is pet insurance worth it for indoor cat reddit. Their room is pretty well kitten proofed so risk of injury is low as well. As others have suggested putting the money towards a savings account would make more sense if you need it use it. Whether you re caring for a dog cat bird or lizard owning a pet can be expensive especially if unforeseen veterinarian bills pop up. It s also worth keeping an eye out for early signs of illness and seeking treatment early to catch problems before they become worse.

But is pet insurance worth it. While i ve had clients where the insurance has made a difference in what they can afford for the care of their pet as others have mentioned insurance is a gamble. Cats are more sedentary by nature which mean that cat owners are not as likely to notice symptoms their kitties might be displaying. Pet insurance is a good way to protect your budget from high veterinary bills while allowing you to give your cat the best possible care.

They are indoor cats so their risk of catching things from others is unlikely. How much is pet insurance for an indoor cat. If you re unsure if pet insurance is worth it consider how you would deal with an unexpected bill. Outdoor cats have more potential risks of injuries and accidents naturally.

On average the house always wins so for every owner that benefits there are enough that don t to offset it. However indoor cats incur serious and expensive cat health care problems as well. While individual costs will vary based on your pet s breed age health and the tier you opt for the average cost of pet insurance for dogs is around 22 per month while pet insurance for cats costs around 16 per month according to consumer reports. Here are five reasons your indoor cat needs pet insurance just as much as your outdoor cat.

Have an exotic pet i e. I have lemonade for renters insurance so i get a discount for their pet insurance. Depending on the deductible and covered i choose it ll be like 12 15 per cat. You will never be able to predict an accident or illness.

Anything other than a dog or cat. Pet insurance is going to be cheaper when your pet is in a good physical condition. Cats are good at hiding symptoms. This is because a cat is prone to developing a serious illness when they are around 8 or 9.

Pet insurance can certainly be worth it for an indoor cat since most vet bills for cats in the uk are related to illnesses not cat fights or injuries sustained by outdoor cats. The average pet insurance claim is 793 but claims can run into the thousands if your pet develops an on going condition. Y our pet is more likely to be considered a low risk for the insurer if it s been given up to date jabs and micro chipped. You ll need to balance this with the cost of your premiums and the likelihood that you ll make a claim.