Is Pet Insurance Worth It For A Cat Uk

Paying to insure against vet s bills can cost 28 a month for a dog and 13 for a cat.

Is pet insurance worth it for a cat uk. Dog cat rabbit multipet equine and exotic insurance p etplan is a crowd favourite pet insurance provider not only offering long windows for claim submissions but paying 90 per cent of claims. According to our research more people claim against their uk pet insurance policy than on their household or car insurance. Read our in depth uk market analysis of dog and cat insurance premiums to find out how prices vary by type of policy breed pet age etc. Premiums also depend on what the cat insurance includes.

However it can seem like an unnecessary expense. Dog owners are most likely to buy cover possibly because purebred dogs are more common than purebred cats and these breeds often require more treatment. Pet insurance is a safety net to help protect you against unexpected costs related to your pet. So how much will it cost what should a good policy include how to get the best pet insurance deal and what are the alternatives.

Is pet insurance worth it. The average comprehensive lifetime pet insurance plan starts from around 330 for dogs and 125 for cats in the uk. Opinion is divided with over half of the uk s pet owners doing without pet insurance according to m s bank. While the average cat or kitten might be bought for less than 50 often they are free to a good home pure bred pedigree cats can have a value measured in the hundreds and even thousands of pounds as can many dogs.

This goes to show how essential it is to make sure you get the best cat insurance possible by doing your research and reading the terms and conditions. The most obvious reason to have insurance on your cat or dog is to cover veterinary bills. We look at what you get for your money. However while the cat owner of two said they had continued to pay for the insurance policy they have pondered whether it could be worth saving the premiums themselves instead.

Pet insurance also often covers the value of your treasured pet should they die due to illness accident be lost or even stolen. According to the abi the costs of the average pet insurance claim topped 750 for the first time in 2016 and that insurers paid out a record 706m. Some pet insurers extend their cover abroad if you regularly travel with your pet it ll be worth considering this add on which usually covers vet fees of up to 1 000. As with other types of insurance pet insurance is there to help cover you if something unexpected happens so you can have peace of mind knowing your pet could get the right treatment without you worrying about the cost.